Accept payments from guests. Pay out to partners.
Collect from guests in 160+ countries, then release supplier payouts on the terms you actually signed: at booking, at check-in, or on net terms. One integration for pay-ins, FX, splits, and payouts.
POWERING
You collect once. You owe suppliers on a dozen terms.
21.8% of OTA hotel bookings cancel, double the direct-booking rate,1 and a single booking can owe a hotel, a tour operator, and an affiliate on different schedules. Most stacks run guest pay-ins and supplier payouts on separate vendors. Coinflow puts both on one connection and one ledger.
- 1. Cloudbeds, “State of Independent Hotels Report,” 2026. ↩
Outcomes may vary by customer.
One booking in. Every supplier paid on time.
Stop running a card acquirer and a payout provider side by side. We handle routing, FX, release, and risk so your team can focus on inventory.
Estimate your savings →Recover cross-border approvals
Multi-acquirer routing and local acquiring in the US and EU protect approvals on high-value bookings from guests abroad.
Release on your schedule
Pay each supplier at booking, at check-in, or on net terms, set per supplier and per booking.
Keep FX off your commission
Rates are quoted up front, so your margin is set at booking instead of discovered at month end.
Card risk carried for you
Fraud and chargebacks on approved card-not-present bookings are indemnified. Cancellations stay governed by your own policy.
One integration on your side. Every network, tuned, on ours.
Others resell the old system and pass on its delays, cost, and risk. We connect the networks in a single integration, so your team can focus on growth.
We connect
Cards, bank rails, and local wallets worldwide in one integration and ledger.
We optimize
Every transaction is routed to the path most likely to approve, at the lowest cost, on the rail your customer already uses.
You scale
Launch new markets, pay out globally, and grow volume without adding vendors, headcount, or complexity.
You choose when each supplier gets paid.
Chargeback windows and check-in dates are fixed. Your payouts don’t have to be: split each guest charge at settlement and pay every supplier on your terms.
- Per-booking splits at settlement
- Business verification (KYB) on every supplier
- Release at booking, at check-in, or on net terms
Illustrative example.
Stop paying for the gap between booking and settlement.
Map your pay-in, FX, and supplier release flows with our team. Go live in weeks, not quarters, with an engineer who stays on after launch.
Talk to our teamFrequently asked questions
When do suppliers get paid with Coinflow?
You choose. Coinflow lets you release each supplier at booking, at check-in, or on net terms, set per supplier and per booking. Once released, payouts on real-time rails move in seconds, any day of the week.
Can Coinflow split one booking across a hotel, tour operator, and affiliate?
Yes. Coinflow splits each guest charge at settlement between accommodation, tours, transfers, affiliates, and your commission. Every split is reconciled to the original booking on one ledger.
Does Coinflow cover chargebacks on travel bookings?
Coinflow indemnifies fraud and chargebacks on approved card-not-present transactions. Service disputes, including cancellations, stay governed by your own cancellation policy.
How does Coinflow handle FX on international bookings?
Coinflow quotes FX rates up front with no opaque markup, so your margin is set at booking. Guests pay in their own currency, and suppliers are paid in theirs.